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Insurance Made Easy

Tailored to suit your business

Virtual Assistants Insurance Policies



Virtual Assistants Industry Insurance

 

Insurance Made Easy provides a competitive insurance offering for all Virtual Assistants. With over 20 years of experience supporting small to medium businesses with their commercial insurance needs, we are well-positioned to advise you on Professional Indemnity, Public Liability, Cyber and any other Business insurance requirements. We believe no other insurance broker in Australia is better suited to arranging your insurance requirements simply because we understand the Virtual Assistants' industry.



How Does Professional Indemnity Work?

Professional Indemnity Insurance protects professionals by covering the cost of defending negligence claims and any damages awarded in a civil lawsuit. It safeguards against alleged failure to provide services, whether due to error or omission, that could result in a client's financial loss.

Consider this scenario: You provided services to a client in 2018. However, it wasn't until 2020 that the client believed your work and advice caused them a financial loss and lodged a formal complaint. This is the point when a claim may arise, and it's crucial to have current Professional Indemnity Insurance, even if the work was done two years ago. This highlights the importance of being prepared and proactive.

This is why it's crucial to renew your insurance annually.

Professional indemnity insurance also covers defence costs, including when legal action turns out to be frivolous.

Major Features Include:

Major Insurer Lloyds of London

1 Reinstatement of Sum Insured

Based on Income up to $100,000

Your own individual insured limit (Unlike some that are group scheme & share insured limits)

Subcontractors cover can be covered on application

Policies Coverages:

Employees are automatically included

Retroactive Cover – Covers you for all past work provided that you have had continuous Professional Indemnity Insurance

Unintentional Libel / Slander Defamation

Run-Off Cover – Why is it important?
Run-Off Cover can be arranged for free up to 2 years. It is important for you to call our office for further information & advise how this benefit can be activated prior to you ceasing business operations.


Public Liability

 

If you have Professional Indemnity Insurance with Insurance Brokers as part of this program, we can offer you preferential insurance coverage and premiums for your Public Liability Insurance.

Public Liability Insurance protects your business from negligence that results in injury to someone or damage to someone’s property. With society becoming more litigious, it is crucial to have the security provided by this coverage as you can go about your day-to-day business activities.

Consider this scenarion: If a client is injured after tripping over your laptop cable at your or their premises, you would need Public Liability Insurance. This policy covers the claim costs if negligence is proven, or it covers legal defence costs if no negligence is involved. This type of claim is not covered by Professional Indemnity Insurance.



Policies coverages
 

Client consultation their office, your office, café, your home

Promotions at shopping centres

Networking events

Hosting Business events such as breakfasts, seminars, etc.



Accepted Duties of a Virtual Assistant
 

General administration, i.e. word-processing, responding to emails

Broadcast emails

Formatting of documentation

Proof reading/editing

Managing databases

Data entry into spreadsheets

Phone answering / reception duties

Appointment setting / diary management

Prepare newsletters and other Desktop Publishing documents

Telemarketing

Social media management

Secretariat support for Not For Profit Organisations (membership management)/Association Management

Internet research

Organisation of meetings

Website management/updates – conditions apply. Please refer to our office

Marketing support

Mail and email services

Blog posts

Transcriptions

Minute taking

Travel Bookings



Other Insurances We Can Assist With
 

General Property

Cyber Insurance

Commercial Motor Vehicle

Personal Accident (Income Protection)

Corporate Travel Insurance



Here to help
 

If you would like to discuss your insurance arrangements, please give us a call. Our services are available Australia wide, and we will contact you at a time convenient for you.

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